A Comprehensive Guide to the UnitedHealthcare Dual Complete Choice (PPO D-SNP) H0271 029 Plan
Table of Contents
Introduction to UnitedHealthcare Dual Complete Choice (PPO D-SNP) H0271 029 plan
If you are looking for a Medicare Advantage plan that can help you save money and get extra benefits, you may want to consider the UnitedHealthcare Dual Complete Choice (PPO D-SNP) H0271 029 plan. This plan is designed for people who have both Medicare and Medicaid, and who live in certain counties in Missouri.
What is a PPO D-SNP plan?
A PPO D-SNP plan is a type of Medicare Advantage plan that combines the benefits of a Preferred Provider Organization (PPO) and a Dual Eligible Special Needs Plan (D-SNP). A PPO plan gives you the flexibility to see any provider that accepts Medicare, but you may pay less if you use providers in the plan’s network. A D-SNP plan is tailored to meet the specific needs of people who have both Medicare and Medicaid, and offers additional benefits and services that are not covered by Original Medicare.
What are the benefits of the UnitedHealthcare Dual Complete Choice (PPO D-SNP) H0271 029 plan?
The UnitedHealthcare Dual Complete Choice (PPO D-SNP) H0271 029 plan offers many benefits that can help you improve your health and well-being. Some of these benefits include:
The UnitedHealthcare Dual Complete Choice (PPO D-SNP) H0271-029-000 plan is a Preferred Provider Organization (PPO) plan that gives you more flexibility and choice in your health care providers. You can see any provider that accepts Medicare and agrees to bill UnitedHealthcare, without needing a referral or prior authorization. You also have access to a network of preferred providers who may offer lower copays and coinsurance.
This plan offers more benefits than Original Medicare, all for a $0 monthly premium. You will also keep all your Medicaid benefits, and add even more. Some of the benefits include:
- Food, OTC, Utilities: $180 a month to buy healthy food and over-the-counter products or pay utility bills.
- A $3,000 annual limit on your out-of-pocket costs for medical services.
- A wide network of doctors, hospitals, pharmacies and other providers that accept both Medicare and Medicaid.
- Access to additional benefits that are not covered by Original Medicare or Medicaid, such as dental, vision, hearing, transportation, fitness and over-the-counter items.
- A care coordinator who can help you manage your health needs and connect you with community resources.
- A 24/7 nurse line that you can call anytime for health advice.
- Dental benefits: Coverage for preventive and comprehensive dental services, such as exams, cleanings, fillings, crowns, dentures, implants, and extractions.
- Routine vision benefits: Coverage for eye exams, eyeglasses or contact lenses every year.
- Prescription drug coverage: Coverage for generic and brand-name drugs with low or no copays or coinsurance .
- Routine hearing benefits: Coverage for hearing exams and hearing aids every year.
- Renew Active®: A fitness program that gives you access to thousands of gyms and fitness locations at no additional cost. You also get a Fitbit® device at no extra charge.
- Transportation services: Up to 48 one-way rides per year to health-related appointments or locations.
And more! For a full list of benefits and features, please refer to the Summary of Benefits document.
How much does this plan cost?
The monthly premium for this plan is $0*, regardless of your income level. However, depending on your level of extra help with prescription drug costs (also known as Low Income Subsidy or LIS), you may have different copays or coinsurance for some services. The table below shows the monthly premium based on your level of extra help:
|Your level of extra help||Monthly Premium*|
*Your costs may be as low as $0 depending on your level of Medicaid eligibility.
You may also be responsible for paying your Part B premium ($170.10 in 2023), unless it is paid by Medicaid or another third party.
How do I enroll in this plan?
If you are interested in enrolling in this plan, you have several options:
- Enroll online: Visit https://www.uhccommunityplan.com/mo/medicare/2023/dual-complete-choice-regional-ppo-snp.html and click on “Enroll in Plan”. You will need your Medicare and Medicaid information ready.
- Call at toll-free: Call 1-844-812-5967 / TTY: 711 from 8 am – 8 pm local time,
7 days a week from October through March; Monday through Friday from April through September.
A licensed sales agent will assist you with the enrollment process.
- Meet with a sales agent: Find an agent in your area who can meet with you in person and answer any questions you may have about this plan.
What is Medicare?
Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant). It is divided into several parts, with Part A covering inpatient hospital care, Part B covering doctor services and outpatient care, Part C (also known as Medicare Advantage) offering an alternative way to receive Medicare benefits through private insurance companies, and Part D covering prescription drugs.
What is Medicaid?
Medicaid is a joint federal and state program that helps with medical costs for some people with limited income and resources. Medicaid programs vary from state to state, but most health care costs are covered if you qualify for both Medicare and Medicaid. Medicaid may also cover additional services beyond those provided under Medicare, including nursing home care and personal care services.
What is a Dual Special Needs Plan (D-SNP)?
A D-SNP plan is a type of Medicare Advantage plan that is designed for individuals who are eligible for both Medicare and Medicaid. These plans provide additional benefits and services that are not covered by traditional Medicare
What types of benefits are offered by UnitedHealthcare D-SNP plans?
UnitedHealthcare D-SNP plans offer a variety of benefits, including prescription drug coverage, dental and vision care, hearing aids, and transportation to medical appointments. Some plans also offer over-the-counter allowances for health-related items.
What are the eligibility requirements for Dual Special Needs Plans (D-SNPs)?
To be eligible for a Dual Special Needs Plan (D-SNP), an individual must be eligible for both Medicare and Medicaid. Eligibility for Medicaid varies by state, but generally includes individuals with low income, disabilities, or who are over the age of 65 .
What are the advantages of a Dual Special Needs Plan (D-SNP)?
Dual Special Needs Plans (D-SNPs) offer several advantages, including centralized care from both Medicare and Medicaid programs, which can make it easier to navigate healthcare. D-SNPs may also offer additional benefits not covered by either program alone .
Can I keep my current doctor if I enroll in a UnitedHealthcare D-SNP plan?
UnitedHealthcare D-SNP plans have networks of doctors, hospitals, and other healthcare providers that members can choose from. However, members may also be able to continue seeing their current doctors if they are in the plan’s network.
Do I need to pay a premium for UnitedHealthcare D-SNP plans?
UnitedHealthcare D-SNP plans vary in cost depending on the plan and the individual’s income. Some plans have no monthly premiums, while others have low or reduced premiums for individuals who qualify.
How do I enroll in a UnitedHealthcare D-SNP plan?
Individuals can enroll in UnitedHealthcare D-SNP plans during the Annual Enrollment Period (AEP) or during a Special Enrollment Period (SEP) if they qualify. Enrollment can be done online, by phone, or by mail.
How do I find out more information about UnitedHealthcare D-SNP plans?
To find out more information about UnitedHealthcare D-SNP plans, individuals can visit the plan’s website or call their customer service line. They can also contact Medicare or their state’s Medicaid program for additional resources and information.
Disclaimer: The information provided in this blog post is for general informational purposes only. While efforts have been made to ensure the accuracy and reliability of the information presented, it may not reflect the most up-to-date details or specific variations of H0271 029 Plan.
Therefore, it is strongly recommended to directly contact Humana or visit their official website to obtain the most accurate and current information regarding this plan or any other specific plan. Any reliance you place on the information provided in this blog post is strictly at your own risk. We disclaim any liability for damages or losses that may arise from your use of or reliance on the information provided herein.
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